Chapter 3: From Startup Visa to Business Manager Visa｜How to Launch Your Business and Secure Funding in Japan

Hello, this is Tsukuda Administrative Scrivener Office.

In this chapter, we’ll explain how foreign entrepreneurs can move from the Startup Visa to the Business Manager Visa, and explore realistic funding options—particularly through the Japan Finance Corporation (JFC). Our goal is to help you understand what’s required and how to navigate each step with confidence.

What is the Startup Visa?

The Startup Visa (officially “Designated Activities – Startup Preparation”) allows foreign nationals to stay in Japan for up to 2 years to prepare for launching a business.

Unlike the Business Manager Visa, you do not need to establish a company or secure an office or 5 million yen in capital before entering Japan. After arrival, you can register your residence, open a personal bank account, and begin the startup process step by step.

Why is the Startup Visa Important?

Previously, foreign entrepreneurs had to rely on Japanese partners to launch a business. With the Startup Visa, you can personally become the founder and proceed toward the Business Manager Visa in your own name. This system enables more independence and flexibility in starting your company in Japan.

What You Need to Transition to the Business Manager Visa

During your Startup Visa period, you must prepare the following in order to change your status to a Business Manager Visa:

Company registration (GK or KK)
Securing a physical office space
A solid business plan including financial projections, marketing strategies, and staffing

⚠️ Updated Requirements (effective from 2025)

Under the new regulation, the traditional requirement of “5 million yen in capital or 2 employees” will be replaced by much stricter standards:

At least ¥30 million in capital deposited in a Japanese bank account
At least 1 full-time employee (Japanese or a foreign national with valid work authorization in Japan)

These new rules are expected to take effect within 2025, making early preparation essential.

Startup Funding in Japan｜Using Japan Finance Corporation (JFC)

Funding is one of the biggest hurdles for first-time entrepreneurs in Japan—especially foreigners without a local credit history.

The Japan Finance Corporation (JFC), a government-affiliated lender, offers programs tailored for new and foreign business owners. However, be aware:

The initial capital of ¥5 million needed for the Business Manager Visa must be your own personal funds.
JFC loans are meant for operating capital and equipment—not for funding your visa-required investment.

Common JFC Loan Programs for Startups

New Business Start-up Loan (No collateral or guarantor)
Loans for Women, Youth, and Senior Entrepreneurs
Loans for Food Service or Sanitation-Related Businesses

What Can an Administrative Scrivener Legally Support?

Foreign entrepreneurs using the Startup Visa often seek help in applying for JFC loans. However, it is critical for scriveners (gyoseishoshi) to understand the legal boundaries of support.

✅ Legal Support Allowed

General explanation of loan systems and application flow
Advice and proofreading of business plans (as long as written by the client)
Support in preparing company-related documents (e.g., articles of incorporation)
Attending consultations as an interpreter or assistant

⚠️ Areas to Be Cautious

Ghostwriting business plans on behalf of clients
Introducing loan opportunities for a fee (may violate money lending laws)

❌ Prohibited Conduct

Submitting loan applications in place of the client
Pretending to be the applicant when contacting JFC
Assisting in creating false documents

Eligibility Checklist for JFC Loans

You must be registered as a resident in Japan (on the Basic Resident Register)
You must have a verified business location
You must have a Japanese bank account in your name
You must have filed or be preparing to file a tax office “Startup Notification” (開業届)

Note: Without completing residence registration, you cannot apply for a JFC loan. Be sure to follow the correct order of procedures.

FP + Administrative Scrivener Support｜One-Stop Guidance

At our office, we combine Administrative Scrivener services with Financial Planning expertise (FP Level 2). We offer holistic support including business planning, cash flow forecasting, and visa strategy tailored to your situation.

If you’re unsure where to start or how much you need to prepare on your own, feel free to consult us.

Summary｜From Visa to Startup to Sustainable Business

Turning your Startup Visa into a Business Manager Visa requires clear planning, legal compliance, and strong documentation. But with the right support, your dream of launching a successful business in Japan can become reality.

We’re here to help—whether it’s visa procedures, company setup, funding support, or contracts.